Should You Buy Property in Malaysia 2025? Insights with Gary Chua
A Year of Uncertainty and Opportunity As 2025 unfolds, many Malaysians are asking the same question: “Should I buy property […]
A Year of Uncertainty and Opportunity As 2025 unfolds, many Malaysians are asking the same question: “Should I buy property […]
在马来西亚,买房容易,但要借钱买房却常常成为许多人的障碍。 银行要求越来越严格、DSR 爆表、第三间房贷款只能批到 70%、年纪稍大贷款年限就被大幅缩短。 这些现实问题让很多投资者被困住,错过了黄金机会。 近期,我们与 Smart Financing 创办人 Datuk Dr. Gary Chua 进行了一次深度交流。作为全马唯一荣获 Guinness World Records「最大型投资理财课程」荣誉的导师,他的经验让我们更清晰地意识到: 问题往往不是资金不足,而是缺乏系统。 我们的领悟一:高收入≠高批贷率 许多生意人、专业人士,甚至自由职业者,收入虽高,但贷款申请却屡屡受挫。经过交流我们意识到,银行要看的不是“钱多不多”,而是“可验证的现金流”。这也意味着,只要懂得重组财务资料,即便是没有固定收入的家庭主妇,也能成功买房,甚至额外获得现金回流。
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